理财的最终原点是了解自己

刚刚在咖啡馆喝茶时（呵呵，很好笑），眼前是对女子在谈论保险。不可否认，保险在多数人眼中分为骗人或者不需要的。之前做过保险业，可以说，只有不适合你的保险，无不需要的保险。

基本上，需要了解why need to buy an insurance.

1. protect

if u go for this , then insurance is the first product that u should buy. it cant protect not only yourself, but ur faily as well.

2. saving

it's always better than FD. anyway, it's always on long ter, if long ter, there's ore instruent for your to invest.

3. invest

based on this, you can choose ore better product in this world.